Bank loans and financing

Project financing. Bonds. Convertible loans. Capital funds. Shareholder loans. Loans to shareholders. Mortgage loans. Loans. Banking products. Overdrafts. Bank guarantees. Security. Bills of exchange. Pledge agreements. Internal vs. corporate financing. – selected terms defining the area of bank loans and financing.

At the SKYLEX Law Firm, we are prepared to provide you with comprehensive legal advice on financing or refinancing the acquisition of your private assets, whether as private individuals, or on financing and refinancing your projects, strategic acquisitions or expansion. 

Bank financing, banking products and corporate financing are comprehensively covered by legal services at SKYLEX. This agenda can be divided into legal services for private clients, associated with financing the acquisition of new real estate or assets, and corporate financing, which may be carried out through bank financing or internal financing, generally through the company’s equity or securities.
 
For individual and private clients, we provide comprehensive legal advice for obtaining banking products (most commonly mortgage loans and purpose-specific loans). As part of providing legal services for the business segment, we primarily focus on legal advice for project financing and financing within companies (internal or external corporate financing). 
 
Our lawyers have experience with the financing and refinancing of loans for project financing, including security, negotiation and preparation of legal documents, as well as with preparing internal documents for financial and banking institutions and preparing documentation and providing legal advice for the granting of licenses issued by the NBS. 

How can we help you?

We acquired significant experience in providing legal services in the area of bank loans and financing through advising private clients and business entities on financing the expansion and acquisitions of companies in the relevant company’s business segment, as well as through advising on project financing (typically for the construction and acquisition of real estate for a company portfolio).
 
For private clients, we provide legal advice on mortgages and consumer loans, as well as security (pledge agreements, bills of exchange). For businesses, we provide comprehensive legal advice, from preparing underlying materials and conducting legal due diligence on companies and their debt burden, through preparing and negotiating loan terms, restructuring liabilities, and providing comprehensive advice on loan and security documentation and compliance with drawdown and post-drawdown conditions. We advise clients on negotiating and amending security documents relating to financing, and advise on early repayment and increasing loans. 
 
We provide our clients with legal support and advice in communication with banks, as well as in obtaining authorizations from the regulator. Our goal is to guide the client as clearly as possible through the complex sequence of steps and obligations that must be completed when obtaining loans and fulfilling obligations after obtaining them.
 
In matters concerning the internal financing of companies’ operations, we also draw on our extensive experience in other areas, particularly tax and legal structuring and M&A advisory, as well as in significant project and corporate financing transactions.

In the area of bank loans and financing law, we focus primarily on:

What our clients say

Selected Reference Projects

M&A advisory (mergers and acquisitions)

Online consultation

News

News and articles from the legal field and interesting information from Skylex

How can I legally access money from my company?

Entrepreneurs often think that the money in the company is “their money” and that they can simply transfer it from the company account to their personal account. Just like that—without anything further. Especially when the managing director and shareholder are the same person. A classic mistake, as they say

Read more >

Why
choose us

Law, pragmatically and clearly

Discretion

Professionalism and experience

Contacts

Office

WESTEND GATE, Dúbravská cesta 14, 841 04 Bratislava, Slovakia

Billing details

SKYLEX, s. r. o., advokátska kancelária (Law Firm) 

Registered office: Ota Holúska 4, 841 06 Bratislava, Slovakia
ID No. (IČO): 56 300 816  
VAT Tax No. (IČ DPH): SK2122268148
 
Registered in: Commercial register of City Court Bratislava III, Section: Sro, File No.: 178886/B

Contact form

Do you have any questions? Leave us a message and we will get back to you within 24 hours.